Health Insurance is Now GST Free

Government announces relief: Health insurance policies now completely free from GST charges.

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Trust & Legacy, Government Backing, Wide Range of Products, High Claim Settlement Ratio

How to become a Crorepati through SIP ?

Mutual fund investments are subject to market risks. Please read all scheme related documents carefully before investing.

Empowering North-East India with 25+ Years of Trusted Financial Guidance

Serving 5000+ clients across Assam, Arunachal Pradesh, Nagaland and Meghalaya with comprehensive financial solutions.

Retirement Planning

Secure your golden years with our comprehensive retirement planning services that adapt to your changing needs.

Investment Solutions

Diversify your portfolio with our expert investment advice and access to exclusive opportunities.

Estate Planning

Ensure your legacy is protected and distributed according to your wishes with our comprehensive estate planning.

Message From Founder

"At ZFinance Yatra, we believe that financial planning is not just about numbers—it's about dreams, security, and peace of mind. With 25+ years of experience serving 5000+ clients across Assam, Arunachal Pradesh, Nagaland and Meghalaya, we're here to guide you every step of the way on your financial journey."

We specialize in comprehensive financial solutions including: • Life Insurance - Tailored plans to secure your family's future • Health Insurance - Comprehensive coverage for medical needs • Mutual Funds - Expert-guided investment strategies • Retirement Planning - Secure your golden years • Child Education Plans - Invest in your child's future • General Financial Advisory - Personalized wealth management Our deep understanding of the North-East's financial landscape and commitment to client education makes us the trusted choice for families across the region.

- Joysing Rai, Founder , Zfinance Yatra.

Our Products

Life Insurance

Comprehensive insurance solutions to protect your health and secure your family's future.

Term & whole life insurance
Start Early Life Insurance
Be Delay Tommorrow

Health Insurance

Comprehensive health coverage tailored for your needs and future stability.

Medical Insurance Support
Medical Insurance Support
Health Insurance Solutions
5 STEPS TO MAINTAIN YOUR HEALTH

Mutual Funds

Grow your wealth steadily with expert-managed mutual funds tailored to your financial goals.

Smarts steps for beginners
Will & trust creation
Tax minimization strategies
Charitable giving solutions

Retirement

Customized investment solutions tailored to your risk tolerance and financial goals.

Diversified asset allocation
Regular performance reviews
Tax-efficient strategies

Child Plans

Secure your child's future with smart planning education, dreams, and life goals made possible.

Education Security
Your saving, thier success
Financial Discipline
Protection & Growth

Emergency Fund

Prepare for life’s uncertainties build your emergency fund today for security, peace of mind, and resilience.

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Will & trust creation
Tax minimization strategies
Charitable giving solutions

Our Services

Financial Planning

Secure your future with smart financial planning — grow wealth, reduce stress, and achieve your life goals.

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Tax-loss harvesting
Retirement account optimization
Charitable giving strategies

Claim Assistance

Comprehensive protection strategies to safeguard your assets and income against unforeseen events.

Insurance needs analysis
Liability protection
Emergency fund planning

Wealth Management

Holistic approach to managing your wealth, including investment management, financial planning, and risk management.

Personalized investment strategies
Regular portfolio rebalancing
Performance monitoring & reporting

Digital Finance Guidance

Empowering your financial journey with smart digital tools, expert insights, and personalized money strategies.

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Recruitment of insurance Advisor

Empower your future, earn limitless income, and help others secure theirs become an Insurance Advisor today!

Rural Carrier Agent
Dreams Come True
LIC's Bima Sakhi Yojona

What Our Clients Say

"I have known Mr. J. Rai, the founder of zFinanceYatra.com, for 25 years. His consistent support and trusted financial advice have helped me with all my insurance and investment needs. In 2000, I made an important investment under his guidance, which is now proving to be life-changing. It comes at the perfect time, as I support two children pursuing technical degrees and begin building our family home. I’m sincerely thankful to Mr. Rai for his smart financial planning and dedicated support throughout this long journey."

Dr. NJ Gogoi

Doctor, MBBS

"Health insurance has given me peace of mind and a sense of security, especially while living far from my family. Knowing that I’m protected in case of any medical emergency brings great comfort. It lifts a heavy burden from my shoulders, allowing me to focus on life without constant worry. With ZFinance Yatra by my side, I feel truly supported—confident that if anything happens, they will manage everything with care and professionalism. I’m deeply grateful for their guidance and assurance."

Kajal Subba

Software Engineer

"After the loss of my husband, LIC became a pillar of support in my financial journey. With the expert guidance of ZFinance Yatra, I was able to achieve financial stability and continue my daughter’s education without interruption. Today, she has become a Computer Engineer, and I feel proud and content. Mr. Rai’s and his Team timely advice and dedicated financial planning helped us build a secure future. I’m truly grateful for his professionalism and unwavering support"

Geeta Devi Dahal

Teacher

"I, Pranjal Baruah, as a businessman, had my financial planning done through ZFinance Yatra. The guidance and strategies provided were clear, professional, and practical. Today, I am seeing excellent investment results and financial growth because of their support. I truly appreciate their expertise and highly recommend ZFinance Yatra to anyone seeking reliable financial planning and investment advice."

Pranjal Baruah

businessman

"ZFinance Yatra has truly guided me towards the right investment decisions with clarity and confidence. Their expert advice and professional approach helped me understand financial planning in a simple way. Today, I am building a strong and growing portfolio. I am grateful for their trusted guidance on my journey to financial success."

bhanubhakta Upadhaya

businessman

About Us

I have 25+ years of experience in the financial industry.

Our team of certified financial planners, investment advisors, and tax specialists work collaboratively to provide comprehensive wealth management solutions.

I have advised over 5000+ clients across the entire North-East of India, including Assam, Arunachal Pradesh, Nagaland, and Meghalaya.

25+ Years Experience

5000+ Happy Clients

Fiduciary Advisors

Award Winning

Schedule a Consultation

Ready to take control of your financial future? Book a free 30-minute consultation with one of our wealth advisors.

Personalized financial assessment

No-obligation recommendations

Virtual or in-person meetings

Prefer to call?

7429536666

Prefer to email?

info@zfinanceyatra.com

support@joysingrai.com

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